Select Page

Does your financial advisor help you to understand the investing options and financial decisions placed in front of you? Lorainne Ell says an advisor should be one who explains and educates.

Lorraine released a book to show the common investing financial planning pitfalls, and how to avoid them in “Bozos, Monsters, and Whiz-Bangs: Bad Advice From Financial Advisors and How To Avoid It”.

Lorraine Ell is CEO and Senior Financial Advisor at Better Money Decisions. She helps clients get through the six levels of the Tights 60 Denier Grey melange HEMA Clearance Prices Discount Looking For Pre Order Online Sale Very Cheap Cheap Sale 100% Guaranteed KLTGqJfo

She recently authored a book, Bozos, Monsters, and Whiz-Bangs: Bad Advice From Financial Advisors and How To Avoid It – which you can find at layered strap detail tank White Giorgio Armani Free Shipping New Mvo7C

Company: Book website:

Filed Under: Womens Soft Touch Cold Shoulder TShirt Dorothy Perkins Maternity Amazon Sale Online Authentic Cheap Online Cheap Sale Latest Collections Clearance Pictures Great Deals For Sale dB0TTG
May 18, 2018 by Linen Blend Kimono Dress Spring/summer Marni Cheap Huge Surprise Buy Cheap Order 7LERTU
· Leave a Comment

Jake writes: If he is investing for the long term and focusing on dividends, should I invest into one REIT and continue to reinvest dividends until I retire?

This just one of the questions we tackle on today’s show.

We also hear from Janelle, who has had a mutual fund IRA for 10 years and has grown by $3,000. However, she is considering moving it to another brokerage account due to the $96 fees she is paying.

JD asks about incentive stock options. ISOs are on a 4-year monthly investing schedule and have passed the cliff date. This means I am able to exercise over a quarter of the outstanding shares. It’s possible I could be subject to AMT (alternative minimum tax).

Doug Goldstein | Miranda Marquit | Linda P. Jones | Joe Saul-Sehy |

Filed Under: Episodes ·
May 11, 2018 by podcastuser · Leave a Comment

Student Loans have become the single most concerning financial issue with young people and the millennial generation. Whether you signed the dotted line with full knowledge of what happens when you take on student loans or you unknowingly signed your life away for a college degree, the debt must be satisfied in some way.

Robert Farrington of led the charge last month with the Student Loan Movement. He discusses the challenge and answers the following questions from Joe:

Robert Farrington went to college and found his peers were oblivious to personal finance and investing. He founded The College Investor to help educate people about the dangers of debt and the importance of investing at a young age.

National Ocean Service Kenneth Club Check TShirt In Beige Vicuna Aquascutum Big Discount Online Super Specials Comfortable Cheap Price Cheap Outlet Store e8Ruk
U.S. Department of Commerce
Ocean Facts How does climate change affect coral reefs?

The varied effects of climate change are changing the ocean ; these changes dramatically affect coral reef ecosystems .

Climate change poses a major threat to coral reefs. Download this infographic | Infographic Text

Climate change is the greatest global threat to coral reef ecosystems. Scientific evidence now clearly indicates that the Earth's atmosphere and ocean are warming, and that these changes are primarily due to greenhouse gases derived from human activities.

As temperatures rise, mass coral bleaching events and infectious Cheap Best Seller Carver Bodysuit in Black size M also in SXS hours Clearance Purchase Discount Original Release Dates Cheap Price t5JBFfmsXU
outbreaks are becoming more frequent. Additionally, carbon dioxide absorbed into the ocean from the atmosphere has already begun to reduce calcification rates in reef-building and reef-associated organisms by altering seawater chemistry through decreases in pH. This process is called ocean acidification .

Climate change will affect coral reef ecosystems, through sea level rise, changes to the frequency and intensity of tropical storms, and altered ocean circulation patterns. When combined, all of these impacts dramatically alter ecosystem function, as well as the goods and services coral reef ecosystems provide to people around the globe.

Increased greenhouse gases from human activities result in climate change and ocean acidification. Climate change = ocean change. The world's ocean is a massive sink that absorbs carbon dioxide (CO 2 ). Although this has slowed global warming, it is also changing ocean chemistry.

Contributing factors that increase greenhouse gases in the atmosphere include burning fossil fuels for heat and energy, producing some industrial products, raising livestock, fertilizing crops, and deforestation. Climate change leads to:

Shrink your carbon footprint to reduce greenhouse gases.

Do your part to help improve overall coral reef condition.

CORAL REEF THREATS Land-based Pollution

Many serious coral reef ecosystem stressors originate from land-based sources, most notably toxicants, sediments, and nutrients.


Many coastal and island communities depend on coral reef fisheries, but overfishing can deplete key reef species and damage coral habitat.


Want to work alongside a fantastic team of practitioners and build key working relationships? We have a vacancy f… Popular Cheap Online Fast Express Womens Cap Sleeve Velvet Dress Jacques Vert Wholesale Price Clearance Factory Outlet ln23Jdnm1

ICYMI: The EIS in collaboration with @TheISEH , @RBandH and @imperialcollege are embarking on a project aimed at opt…

RT Womens Mid Fjell Qs Shorts Haglöfs Clearance Genuine Choice Cheap Online Cheap Deals Explore Cheap Price bcSmkR0W
: “During my time within the system these advisors were invaluable to me” Says it all about the amazing The Bandeau bikini top White Matteau Discount Good Selling xE6r8

Meet two members of the EIS backroom staff: Physiotherapist @KittyForrest1 and SC coach @Jools_Coach who helped pr…

Want to work alongside a fantastic team of practitioners and build key working relationships? We have a vacancy f… Printed Racerback Top Sea View by VIDA VIDA Buy Online Cheap Price yaN65Qy9H9

ICYMI: The EIS in collaboration with @TheISEH , @RBandH and @imperialcollege are embarking on a project aimed at opt…

EIS @eis2win Social
EIS @eis2win Social
Follow Us

The English Institute of Sport is a company registered in the UK, company registration number 4420052.Images courtesy of Getty Images

English Institute of Sport, The Manchester Institute of Health and Performance, 299 Alan Turing Way, Manchester, M11 3BS.

© English Institute of Sport. All Rights Reserved.